The world of insurance can be confusing. There are so many policies to choose from - among the myriad options you’re certain to encounter what’s known as property and casualty insurance, or P and C insurance. Understanding this type of insurance is crucial to making smart decisions in choosing your coverage.
P&C insurance offers financial coverage to your personal belongings. This includes your home, car and the contents of your home. It can also include personal liability coverage.
Some of the most common types of P&C insurance include:
P&C insurance includes coverages to your belongings when perils strike. For example, if someone breaks into your home and steals your laptop, property insurance would pay for a replacement.
However, if you have a health issue, P&C insurance wouldn’t cover medical bills. This would be under the purview of your health insurance policy.
Do a survey of your belongings to know what might need coverage. Once you have this information, you get a better idea of the insurance types best suited for you.
Hello! I'm Julie Martinez, a dedicated real estate professional committed to guiding you through every step of your property journey. With over 7 years of experience, I have a deep understanding of the local market dynamics, ensuring you receive informed and strategic advice. Recognized as a top producer in the region, I've successfully closed over 57 transactions and consistently exceeding client expectations. I am committed to providing personalized service, ensuring that each client feels valued and supported throughout their real estate journey. Whether you're buying or selling, I'm here to help. Contact me today to start your real estate journey.